About DOT Mortgage Brokerage
Allow us to connect the DOTS in the mortgage process for you. Sit back and relax - we've got this!
About Us
What Does a Mortgage Broker Do?
When you partner with a mortgage broker, their job is to get you the best mortgage deal possible. Mortgage brokers have an extensive network of lenders that they work with so they can shop each lender, looking for the perfect home loan for your needs. They handle all communications with the lender and the mountains of paperwork that goes along with obtaining a home loan mortgage, including all compliance issues as well. You work directly with the mortgage broker, so you can develop a very personal relationship with that person. They collect all necessary information from you, including your employment history, bank statements, tax returns, and the like, and they have a deep understanding of what you are looking for and what you need. A mortgage broker has your best interests at heart, and they work hard ensuring your every need is met.
We offer many first-time home buying programs, home refinances, and home equity loans, such as HELOC loans. We are here to ensure that you know your options, and we help you determine which is best for you. Reach out to a team member today! Our goal is to make sure there is a loan product for everyone, especially our underserved buyers in today's market.
How to Choose a Mortgage Broker
Referrals are always the best way to choose a mortgage broker. When a friend, family member, or work colleague has a great experience with someone, odds are, you will, too. Your real estate agent might have a few mortgage brokers that they refer to. They have first-hand knowledge of how their customers were taken care of as well, so they are great sources to ask. Online reviews speak to others' experiences, and if the vast majority of these are positive, you can bet these mortgage brokers are at least worth a phone call.
Another great way to choose a mortgage broker is to pick up the phone and give them a call. Because so many people are used to texting and emails, it can be hard to get a sense of who someone is. But when you take the time for a chat with someone, you can ask questions and get to know the person a bit more than you can in a quick email or text. You can also get a good vibe over the phone if you will work well with that person.
What to Look for in a Mortgage Broker
While experience and knowledge are certainly important when considering a mortgage broker, looking for someone who will work hard from the moment you partner with one till the moment your mortgage documents are signed is the key. You want someone who will fight for your mortgage, the rate, and your qualifications.
I have devoted the last 25 years ensuring that my clients understand the mortgage lending process, know all of their options, and receive the proper loans for them. I work diligently to handle all of the back and forth with mortgage lenders, all of the paperwork, legal compliance, and all of the communications directly with my clients so that they have to do as little as possible. My success is simply measured by how happy my customers are at the end of the day. Contact me today at 630.674.7974 or 303.674.2300!
-Lisa Marie Schwartz
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